Register    |    Login
My account    |    Log out
About us    |   ECMC Foundation    |   Schools    |   Lenders
Loan counseling
Manage your finances. Manage your future.

Although you’re here because your school has asked you to complete entrance or exit student loan counseling, this information can benefit you for years to come.

For Borrowers

Your school must be signed up for ECMC’s online loan counseling in order for you to complete your entrance or exit loan counseling here.

What you can expect

ECMC’s interactive, online loan counseling tool can help you make informed choices about student loans and personal finances.

  • Understand your student loan options, rights and responsibilities.
  • Learn how to manage your money and achieve your financial goals.
  • Find out why using credit wisely matters.

If you have limited time, you can get started now and return anytime as long as you complete the process within 30 days (be sure to check your school’s deadline as well). Once you’ve finished, you’ll be able to print a confirmation.

Get started >

For Schools

Interested in learning more about ECMC’s online loan counseling? Visit our loan counseling page for schools to find more information and view a demo.

    I can't afford my payments, how can I lower them? Are there ways to get my loans forgiven or even canceled? I have missed several payments now what? I'm worried I won't be able to make my payment, what can I do? What if I don't pay?