Welcome to the PLUS Loan page for Piedmont Baptist College and Graduate School

The Financial Aid Office at Piedmont Baptist College and Graduate School has selected a diverse list of lenders that offer the highest level of service and other benefits for our students. We base our decision on who makes this list on a number of considerations which include: ease of processing, borrower benefits, customer service, and frequency of particular lenders used by our students. Students have the right to choose any lender that participates in the Federal Stafford Loan program and we are required to accommodate the student if he/she chooses a lender not on our list. However, we feel that a preferred list is a helpful tool for students because the Financial Aid Office has investigated and determined that its lenders are top-notch and will service our students with excellence during all stages of the student loan process. If you choose a lender that is not on our list, you will need to contact your lender to find out if they are willing to make a Stafford loan available to you.

When you have decided on a lender, click on the lender name to precede to the next step.

Benefits on a PLUS Loan from CFI made on or after October 1, 2008 are:

• No federal default fee
• Interest rate reduction of .25% if you make monthly payments by automatic draft

Effective for loans guaranteed on or after June 9, 2008

• 0.25% Interest Rate Reduction for automatic debit

Effective for loans guaranteed on or after June 9, 2008

• 0.25% Interest Rate Reduction for automatic debit

Effective for all loans disbursed on or after July, 1 2008:

• 0.25% interest rate reduction for ACH
• Instant credit decisions and credit review when applicable
• No pre-payment penalties 
• Parents can postpone repayment until six months after student leaves school 
  (student must be enrolled at least half time)