Welcome to the Private Loan page for Piedmont Baptist College and Graduate School

The Financial Aid Office at Piedmont Baptist College and Graduate School has selected a diverse list of lenders that offer the highest level of service and other benefits for our students. We base our decision on who makes this list on a number of considerations which include: ease of processing, borrower benefits, customer service, and frequency of particular lenders used by our students. Students have the right to choose any lender that participates in the Federal Stafford Loan program and we are required to accommodate the student if he/she chooses a lender not on our list. However, we feel that a preferred list is a helpful tool for students because the Financial Aid Office has investigated and determined that its lenders are top-notch and will service our students with excellence during all stages of the student loan process. If you choose a lender that is not on our list, you will need to contact your lender to find out if they are willing to make a Stafford loan available to you.

When you have decided on a lender, click on the lender name to precede to the next step.

• No origination or repayment fees.
• Rates as low as Prime + 2.00% (for loans approved on or after November 15, 2008).
• Students approved with a qualified cosigner may receive a 0.50% interest rate reduction.
• A 0.25% interest rate reduction for borrowers who have their monthly payments automatically deducted from a bank account.
• Cosigner release option available after 36 on-time consecutive payments.
• Satisfactory academic progress is not required.
• Students can be enrolled full time, half time and less than half time.
• Can be used for previous school balances less than 12 months old.
• Rates and other product terms and features are subject to change.
• Online pre-approval and application, including e-signature.
• Loans originated and serviced by Chase.
• All Chase-serviced loans, including private loans, are combined into a single bill.
• 24-hour online access to their loan status information.
• Flexible repayment options, including deferring all payments until after graduation with a six-month grace period.

Chase currently holds and does not sell its Chase Select Private Loans. Terms and conditions apply. Loans are subject to submission of a completed application, credit approval and other required documentation and verification, as applicable. The borrower benefits listed above are offered to Chase Select loan borrowers attending a participating school during the stated Academic Year and are not contingent upon Chase being selected for placement on a school’s preferred lender list. Nothing herein shall be construed as an agreement on the part of Chase to make loans available to or on behalf of particular students and Chase retains complete authority and discretion with regard to whether to provide such loans. Borrower benefits, interest rates and other loan product terms and features are subject to change.

Effective for loans disbursed on or after 7/1/2008

• No origination or default fees
• Interest rate reduction of .50% if you make monthly payments by automatic draft and elect to receive electronic statements.