The Private Loan page for Central Oregon Community College.

Alternative Loans are offered by private lending institutions and are not guaranteed by the federal government. These funds are available to credit and non-credit students who may not be eligible for federal financial aid or who may need to bridge the gap between the actual cost of education and their federal financial aid. The lender will interpret credit history and other determining factors to see if the student is eligible. COCC Student Financial Aid Office cannot recommend a lender to you.

Please note; before applying for a private loan, consider a federal PLUS (parent) loan. The loan terms and benefits are generally more favorable.

This list describes alternative educational loans, offered by private lending institutions. For more information and additional lender choices, click here.

	Borrower benefit info valid as of October 27, 2008 No minimum income requirement and no payments required while in school¹ Applying with a creditworthy cosigner may help applicants qualify Unwavering commitment and stability for more than 35 years—we have helped over 21 million students realize their dream of a higher education Easily manage payments for multiple Sallie Mae-serviced student loans on one bill with combined billing Sallie Mae offers products and services that support positive repayment habits Join Upromise^® at www.upromise.com and use the rewards you earn on your everyday purchases to help automatically pay down your eligible Sallie Mae-serviced loans with Upromise Loan Link ^SM ² ¹Deferring payment while in school will increase the overall loan costs. Unpaid interest that accrues while you are in school will be capitalized (added to your loan amount) at repayment. ²To view whether or not a student loan is eligible to participate in the Upromise Loan Link program, please visit www.upromise.com/loanlink. Access to Upromise is not limited to Sallie Mae loan customers. Visit www.SallieMae.com/ELMPrivate for additional information.	Sallie Mae Signature Community College Loan Phone Number: 888-2-Sallie Servicer: Sallie Mae More Info
	Eligibility: First disbursement on or after July, 1, 2008 Interest rate: variable, based on Prime Deferred Payments: no payments are required while a student is in school and for up to six months after graduation or leaving school Benefits: 0.50% interest rate reduction at repayment upon verification of graduation with the Wells Fargo Student Graduation BenefitSM Program 0.25% interest rate reduction at repayment when Wells Fargo automatically withdraws payments from a personal checking or savings account - discount is removed if automatic payments are cancelled No origination, disbursement or repayment fees Combined billing for federal and private loans Call our student loan experts from 8:00 a.m. to 8:00 p.m. CST for personal service on your student loan One place for all your financial needs Cosigner release after the first 24 consecutive monthly payments are received on time - minimum credit guidelines must be met at the time of the request Convenient online and phone application with instant credit decisions Wells Fargo reserves the right to discontinue or modify our rewards for future disbursements at any time without notice. For loans disbursed on or before June 30, 2008, call us at 1-800-658-3567 to get more information on your borrower rewards.	Wells Fargo Connection Loan Phone Number: 1-800-658-3567 Servicer: Wells Fargo Education Financial Services More Info
	Eligibility: First disbursement on or after July, 1, 2008 Interest rate: variable, based on Prime Deferred Payments: no payments are required while a student is in school and for up to six months after graduation or leaving school Benefits: 0.50% interest rate reduction at repayment upon verification of graduation with the Wells Fargo Student Graduation BenefitSM Program 0.25% interest rate reduction at repayment when Wells Fargo automatically withdraws payments from a personal checking or savings account - discount is removed if automatic payments are cancelled No origination, disbursement or repayment fees Combined billing for federal and private loans Call our student loan experts from 8:00 a.m. to 8:00 p.m. CST for personal service on your student loan One place for all your financial needs Cosigner release after the first 24 consecutive monthly payments are received on time - minimum credit guidelines must be met at the time of the request Convenient online and phone application with instant credit decisions Wells Fargo reserves the right to discontinue or modify our rewards for future disbursements at any time without notice. For loans disbursed on or before June 30, 2008, call us at 1-800-658-3567 to get more information on your borrower rewards.	Wells Fargo Collegiate Loan Phone Number: 1-800-658-3567 Servicer: Wells Fargo Education Financial Services More Info
	No Origination or repayment fees Interest rate: Prime minus 0.50% to Prime + 5.75% Student can be enrolled less than half time Satisfactory academic progress not required No payment option while student is in school 6 month grace period after graduation Minimum loan limit: $500 20-25 year repayment term based on loan amount Interest is capitalized once at repayment 0.25% interest rate reduction for signing up for monthly principal and interest payments made directly from a bank account 0.25% Interest rate reduction for choosing immediate or interest only repayment options Cosigner release option available	Chase Select^SM Loan Phone Number: 1-866-306-0868 Servicer: Chase More Info

The information in this list has been provided by each lender and is subject to change at any time.
Accordingly, neither ECMC nor the school can verify the accuracy of the information or how current it may be.