Johnson
Johnson

Welcome to the Stafford Loan page for Johnson Bible College.

Please read and follow instructions carefully.

The lenders listed here have been selected based on past experience and qualifications and they offer excellent service and benefits to their borrowers. These lenders (and many others) work with our guarantors, in the EFT (electronic fund transfer) process. You are free to choose ANY lender that participates in the FFEL program even if they are not on this list. If you select a lender not commonly used, you may be required to submit a paper application which may be a slower process. However, even these processes have been streamlined enough so the delay is not overwhelming.
If you have borrowed previously, we suggest you consider remaining with that lender or another lender that works with your same servicer. If you do select a different lender or servicer, be aware of the advantages and disadvantages of your decision. The Financial Aid Office will strive to process your loan quickly and accurately regardless of the lender you choose. Your student loan is yours, be informed, ask questions of your lender or prospective lenders.

If you choose to use a lender listed below, click on the APPLY NOW button to proceed to the next step.

Edamerica
831453

Effective for loans guaranteed on or after May 15, 2008:

  • 0.25% interest rate reduction for auto-debit
  • On-time grace period up to 15 days past “due date”
  • All loans serviced in Knoxville, TN by EdFinancial Services
apply
First Tennessee
810563
  • Flexible repayment options
  • Full payment deferral while you are in school at least half-time
  • No income or collateral requirements
  • Life-of-loan servicing through Edfinancial Services
apply
Nelnet
833669

0.25% interest rate reduction for borrowers who make payments using our auto-debit process.

apply
SunTrust
810691

Effective for loans disbursed on or after June 9, 2008:

  • 0.25% interest rate reduction for borrowers who sign up for ACH
  • Easy online application process and e-signature option
  • Fixed Interest Rate - 6.0% for subsidized undergraduate and 6.8% for unsubsidized
  • 24/7 Online account access
  • No pre-payment penalties
  • Flexible repayment options
apply
Johnson