Emory and Henry College NameCampus Pictures

Welcome to the Stafford loans page for Emory & Henry College.

Below is a listing of Stafford Loan Lenders who are leaders in the education loan industry. Students are not required to use any of the lenders listed below. The lenders below are not listed in any particular order.

We base our decision on who makes this list on a number of considerations which include: Ease of processing, customer service, borrower benefits (although benefits are subject to change), and whether or not the lender sells its loans. Please be advised that for liquidity purposes, the Department of Education may purchase your educational loan.

When you have decided on a lender, click on the lender name to proceed to the next step.

Citibank 826878

Effective for loans guaranteed or initially disbursed after January 1, 2008 and for the 2008-09 academic year:

  • 0.50% Automatic Interest Rate Reduction at repayment for all students who continue to make on-time monthly payment
  • Unlimited opportunities to earn back the 0.50% interest rate reduction! If a student loses their automatic interest rate reduction benefit due to a late payment, the benefit can be recovered unlimited times during the life of the loan. A student may regain the benefit by subsequently making 24 consecutive on-time monthly payments.
  • 0.25% Interest Rate Reduction for students who have their loan payments automatically withdrawn through Citibank’s auto-debit payment program and agree to only receive electronic statements.
Edamerica 831453

Effective for loans guaranteed on or after May 15, 2008:

  • 0.25% interest rate reduction for auto-debit
  • No pre-payment penalties
  • One point of contact for life-of-loan servicing
  • Flexible repayment options
  • Non-profit funded company
  • 20 years of experience concentrating solely on student loans
Sallie Mae 802218

Effective for loans guaranteed on or after June 9, 2008

  • 0.25% Interest Rate Reduction for automatic debit
SunTrust 819873

Effective for loans disbursed on or after June 9, 2008:

  • 0.25% interest rate reduction for borrowers who sign up for ACH
  • Easy online application process and e-signature option
  • Fixed Interest Rate - 6.0% for subsidized undergraduate and 6.8% for unsubsidized
  • 24/7 Online account access
  • No pre-payment penalties
  • Flexible repayment options
Wachovia 830005 Effective for all loans disbursed on or after July, 1 2008:
  • 0.25% interest rate reduction for ACH 
  • No pre-payment penalties
  • Flexible repayment options 
  • Free “Money Smart” financial literacy program on line 
  • Free Checking, Savings, ATM cards

 

The information in this list has been provided by each lender and is subject to change at any time.
Accordingly, neither ECMC nor the school can verify the accuracy of the information or how current it may be.