Welcome to the Stafford loans page for Tidewater Community College.

Please read and follow instructions carefully.

Tidewater Community College provides a list of preferred lenders to aid students in making an informed decision regarding their student loan borrowing. When selecting lenders for this list, consideration is given to the quality of customer service, responsiveness to complaints, lender reputation, accuracy of lender marketing materials, and the quality of loan counseling and financial literacy programs offered by the lender.

Tidewater Community College does not discriminate against any lender or require families to borrow only from lenders on this preferred lender list. Students and parents may choose to borrow from any lender, not just the College's preferred lenders. Tidewater Community College does not have unreasonable delays in certifying a loan from a lender that is not on this preferred lender list.

Students who select a lender that is not on this preferred lender list will need to complete the appropriate application and receive counseling in person at the campus financial aid office.

Wachovia 830005 Effective for all loans disbursed on or after July, 1 2008:
  • 0.25% interest rate reduction for ACH 
  • No pre-payment penalties
  • Flexible repayment options 
  • Free “Money Smart” financial literacy program on line 
  • Free Checking, Savings, ATM cards
SunTrust 819873

Effective for loans disbursed on or after June 9, 2008:

  • 0.25% interest rate reduction for borrowers who sign up for ACH.
  • Easy online application process and e-signature option
  • Fixed Interest Rate - 6.0% for subsidized undergraduate and 6.8% for unsubsidized
  • 24/7 Online account access
  • No pre-payment penalties
  • Flexible repayment options
Nellie Mae 829076

Effective for loans guaranteed on or after June 9, 2008

  • 0.25% Interest Rate Reduction for automatic debit
PNC Bank 809402
  • 0 Default Fees with participating guarantors
  • .25% interest rate reduction for auto debit from ANY bank account