Hampden-Sydney College - Financial Aid

Welcome to the Stafford loans page for Hampden-Sydney College.

Please read and follow instructions carefully.

The following lenders are suggested lenders for Hampden-Sydney College. Student borrowers should carefully compare borrower benefits offered by each lender before making a selection. Choose your lender based on the benefits that are best fit for you, even if you do not have an existing relationship with that lender.

When you have decided on a lender, click on the lender name to proceed to the next step.

HAMPDEN-SYDNEY COLLEGE DOES NOT ACCEPT FINANCIAL INCENTIVES FROM ANY STUDENT LOAN PROVIDER AND HAS NO VESTED INTEREST IN ANY LENDER.

Chase	803000	Effective for loans with a guarantee date on or after June 1, 2008: 1% Origination Fee 0.25% interest rate reduction for borrowers in repayment who have enrolled in and make payments through an auto-debit/ACH repayment program.
AMS - A Sallie Mae Company	833067	Effective for loans guaranteed on or after June 9, 2008: 0.25% Interest Rate Reduction for automatic debit
Bank of America	824421	Effective November 1, 2008, Bank of America will cease offering borrower benefits on FFEL Loans.
Edamerica	831453	Effective for loans guaranteed on or after May 15, 2008: 0.25% interest rate reduction for auto-debit No pre-payment penalties One point of contact for life-of-loan servicing Flexible repayment options Non-profit funded company 20 years of experience concentrating solely on student loans
SunTrust	819873	Effective for loans disbursed on or after June 9, 2008: 0.25% interest rate reduction for borrowers who sign up for ACH. Easy online application process and e-signature option Fixed Interest Rate - 6.0% for subsidized undergraduate and 6.8% for unsubsidized 24/7 Online account access No pre-payment penalties Flexible repayment options
Wachovia	830005	Effective for all loans disbursed on or after July, 1 2008: 0.25% interest rate reduction for ACH No pre-payment penalties Flexible repayment options Free “Money Smart” financial literacy program on line Free Checking, Savings, ATM cards

The Financial Aid Office at Hampden-Sydney College has selected a diverse list of lenders that offer the highest level of service and other benefits for our students. We base our decision on who makes this list on a number of considerations which include: Ease of processing, borrower benefits, and customer service. Students have the right to choose any lender that participates in the federal student loan program and we are required to accommodate the student if he chooses a lender not on our list. However, we feel that this list is a helpful tool for students because the Financial Aid Office has investigated and determined that its lenders are top-notch and will service our students with excellence during all stages of the student loan process. If you would prefer to use a lender who is not on our lender list, please contact the financial aid office.