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Welcome to the PLUS loans page for the University of Mary Washington.

Please read and follow instructions carefully.

Borrowers should carefully compare borrower benefits offered by each lender before making a selection. Choose your lender based on the benefits that are best fit for you, even if you do not have an existing relationship with that lender.

When you have decided on a lender, click on the lender name to proceed to the next step.

AMS /
A Sallie Mae Company
833067

Effective for loans guaranteed on or after June 9, 2008:

  •   0.25% Interest Rate Reduction for automatic debit
3.0% Origination Fee 1.0% Federal Default Fee
CitiBank 826878
  • Receive a 0.25% interest rate reduction when you enroll in our auto-debit payment program1
  • A Federal Default Fee as low as 0.00% depending on the guarantor of the loan
  • Deferment option- Defer payments while your child is in school
  • Interest only option- Interest only payments for either 24 or 48 months
1Federal Loans are originated and held by Citibank, N.A. as trustee for The Student Loan Corporation. Specific terms and conditions apply to these offers. Visit studentloan.com or call 1-800-STUDENT for full details and disclosures.
3.0% Origination Fee 0.0% Federal Default Fee
Edamerica 831453

Effective for loans guaranteed on or after May 15, 2008:

  • 0.25% interest rate reduction for auto-debit with continuous on-time payments
  • Instant credit decision and easy application process online and by phone
  • Parents may postpone payment while student is enrolled at least half time
  • No pre-payment penalties
  • One point of contact for life-of-loan servicing
  • Non-profit funded company
  • 20 years of experience concentrating solely on student loans

 

3.0% Origination Fee 0.0% Federal Default Fee
SunTrust 819873

Effective for loans disbursed on or after June 9, 2008:

  • 0.25% interest rate reduction for borrowers who sign up for ACH.
  • Easy online application process and e-signature option
  • Fixed Interest Rate – 8.25%
  • Option to defer payments while in-school
  • 24/7 Online account access
  • No pre-payment penalties
  • Flexible repayment options
3.0% Origination Fee 0.0% Federal Default Fee
Wachovia 830005

Effective for all loans disbursed on or after July, 1 2008:

  • 0.25% interest rate reduction for ACH
  • Instant credit decisions and credit review when applicable
  • No pre-payment penalties 
  • Parents can postpone repayment until six months after student leaves school 
    (student must be enrolled at least half time)

 

3.0% Origination Fee 0.0% Federal Default Fee

The information in this list has been provided by each lender and is subject to change at any time.
Accordingly, neither ECMC nor the school can verify the accuracy of the information or how current it may be.