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Welcome to the Stafford loans page for the University of Mary Washington.

Please read and follow instructions carefully.

Student borrowers should carefully compare borrower benefits offered by each lender before making a selection. Choose your lender based on the benefits that are best fit for you, even if you do not have an existing relationship with that lender.

When you have decided on a lender, click on the lender name to proceed to the next step.

AMS /
A Sallie Mae Company		 833067

Effective for loans guaranteed on or after June 9, 2008:

  •  0.25% Interest Rate Reduction for automatic debit

 

 1.5% Origination Fee
(For all loans guaranteed on or after May 3, 2008)

1% Origination Fee
(For all first disbursements on or after July 1, 2008)		 1.0% Federal Default Fee
CitiBank 826878
  • Receive a 0.25% interest rate reduction when you enroll in our auto-debit payment program1
  • A Federal Default Fee as low as 0.00% depending on the guarantor of the loan
  • Make no payments while in school
1Federal Loans are originated and held by Citibank, N.A. as trustee for The Student Loan Corporation. Specific terms and conditions apply to these offers. Visit studentloan.com or call 1-800-STUDENT for full details and disclosures. 		1.5% Origination Fee

1% Origination Fee
(For all first disbursements on or after July 1, 2008)		 0.0% Federal Default Fee
Edamerica 831453

Effective for loans guaranteed on or after May 15, 2008:

  • 0.25% interest rate reduction for auto-debit
  • No pre-payment penalties
  • One point of contact for life-of-loan servicing
  • Flexible repayment options
  • Non-profit funded company
  • 20 years of experience concentrating solely on student loans
 1.5% Origination Fee
(For all loans guaranteed on or after May 15, 2008)

1% Origination Fee
(For all first disbursements on or after July 1, 2008)		 0.0% Federal Default Fee
SunTrust 819873

Effective for loans disbursed on or after June 9, 2008:

  • 0.25% interest rate reduction for borrowers who sign up for ACH.
  • Easy online application process and e-signature option
  • Fixed Interest Rate - 6.0% for subsidized undergraduate and 6.8% for unsubsidized
  • 24/7 Online account access
  • No pre-payment penalties
  • Flexible repayment options
1.5% Origination Fee

1% Origination Fee
(For all first disbursements on or after July 1, 2008)		 0.0% Federal Default Fee
Wachovia 830005 Effective for all loans disbursed on or after July, 1 2008:
  • 0.25% interest rate reduction for ACH 
  • No pre-payment penalties
  • Flexible repayment options 
  • Free “Money Smart” financial literacy program on line 
  • Free Checking, Savings, ATM cards

0.0% Origination Fee

(For all first disbursements before July 1, 2008)

 

1% Origination Fee

(For all first disbursements on or after July 1, 2008)

 0.0% Federal Default Fee

The information in this list has been provided by each lender and is subject to change at any time.
Accordingly, neither ECMC nor the school can verify the accuracy of the information or how current it may be.