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Welcome to the Stafford Loans page for the University of Virginia's College at Wise.

Please read and follow instructions carefully. The following lenders are suggested lenders for the University of Virginia's College at Wise. Student borrowers should carefully compare borrower benefits offered by each lender before making a selection. Choose your lender based on the benefits that are best fit for you, even if you do not have an existing relationship with that lender. When you have decided on a lender, click on the lender name to proceed to the next step.

Wachovia 830005 Effective for all loans disbursed on or after July, 1 2008:
  • 0.25% interest rate reduction for ACH 
  • No pre-payment penalties
  • Flexible repayment options 
  • Free “Money Smart” financial literacy program on line 
  • Free Checking, Savings, ATM cards
Edamerica 831453

Effective for loans guaranteed on or after May 15, 2008:

  • 0.25% interest rate reduction for auto-debit
  • No pre-payment penalties
  • One point of contact for life-of-loan servicing
  • Flexible repayment options
  • Non-profit funded company
  • 20 years of experience concentrating solely on student loans
SunTrust 819873

Effective for loans disbursed on or after June 9, 2008:

  • 0.25% interest rate reduction for borrowers who sign up for ACH
  • Easy online application process and e-signature option
  • Fixed Interest Rate - 6.0% for subsidized undergraduate and 6.8% for unsubsidized
  • 24/7 Online account access
  • No pre-payment penalties
  • Flexible repayment options

Preferred Lender Statement

The Financial Aid Office at UVA-Wise has selected a diverse list of lenders that offer the highest level of service and other benefits for our students. We base our decision on who makes this list on a number of considerations which include: Ease of processing, borrower benefits, customer service and whether or not the lender sells its loans. Students have the right to choose any lender that participates in the Federal Stafford Loan program and we are required to accommodate the student if he/she chooses a lender not on our list. However, we feel that a preferred list is a helpful tool for students because the Financial Aid Office has investigated and determined that its lenders are top-notch and will service our students with excellence during all stages of the student loan process.

If you decide that you would like to select a lender that is not listed above, please contact the

Financial Aid Office by phone toll-free at 888-282-9324, locally at 328-0139, or by e-mail at finaid@uvawise.edu to request a separate application.

The information in this list has been provided by each lender and is subject to change at any time. Accordingly, neither ECMC nor the school can verify the accuracy of the information or how current it may be.



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