Building

Welcome to the PLUS loans page for Virginia Western Community College.

Please read and follow instructions carefully.

The following lenders are preferred lenders for Virginia Western Community College. Borrowers should carefully compare borrower benefits offered by each lender before making a selection. Choose your lender based on the benefits that are best fit for you, even if you do not have an existing relationship with that lender.

When you have decided on a lender, click on the lender name to proceed to the next step.

SunTrust 811304

Effective for loans disbursed on or after June 9, 2008:

  • 0.25% interest rate reduction for borrowers who sign up for ACH.
  • Easy online application process and e-signature option
  • Fixed Interest Rate – 8.25%
  • Option to defer payments while in-school
  • 24/7 Online account access
  • No pre-payment penalties
  • Flexible repayment options
Edamerica 831453

Effective for loans guaranteed on or after May 15, 2008:

  • 0.25% interest rate reduction for auto-debit with continuous on-time payments
  • Instant credit decision and easy application process online and by phone
  • Parents may postpone payment while student is enrolled at least half time
  • No pre-payment penalties
  • One point of contact for life-of-loan servicing
  • Non-profit funded company
  • 20 years of experience concentrating solely on student loans

 

Wachovia 830005

Effective for all loans disbursed on or after July, 1 2008:

  • 0.25% interest rate reduction for ACH
  • Instant credit decisions and credit review when applicable
  • No pre-payment penalties 
  • Parents can postpone repayment until six months after student leaves school 
    (student must be enrolled at least half time)

 

Preferred Lender Statement

The Financial Aid & Veterans Affairs Office at VWCC has selected a diverse list of lenders that offer the highest level of service and borrower benefits for our students. We base our decision on who makes this list on a number of considerations which include: Ease of processing, borrower benefits, customer service and whether or not the lender sells its loans. Students have the right to choose any lender that participates in the Federal Stafford Loan program and we are required to accommodate the student if he/she chooses a lender not on our list. However, we feel that a preferred list is a helpful tool for students because the Financial Aid & Veterans Affairs Office has investigated and determined that its lenders are top-notch and will service our students with excellence during all stages of the student loan process.

If you decide that you would like to select a lender that is not listed above, please log off of this site and visit the Financial Aid Office to complete the paper loan application process.