Welcome to the Grad PLUS Loan page for Pacific College of Oriental Medicine.

Please read and follow all instructions.

Students have the right to choose any lender that participates in the Federal Family Education Loan Program (FFELP) and we will process your loan accordingly. The following are lenders for Pacific College of Oriental Medicine. Student borrowers should carefully compare borrower benefits offered by each lender before making a selection. Choose your lender based on the benefits that are the best fit for you, even if you do not have an existing relationship with that lender. When you have decided on a lender, click on the lender name to proceed to the next step.

Lender	Servicer	Lender Code	Lender Benefits
Sallie Mae	Sallie Mae	802218	Effective for loans guaranteed on or after June 9, 2008 0.25% Interest Rate Reduction for automatic debit
Wachovia	ACS	830005	Effective for all loans disbursed on or after July, 1 2008: 0.25% interest rate reduction for ACH Instant credit decisions and credit review when applicable No pre-payment penalties Can make no payments while in school at least half time
U.S. Bank	Student Loan Finance Corp	815678	Effective for loans guaranteed on or after 7/1/08: .25% interest rate reduction with AutoPay1. 1 The automatic payment is a requirement to be qualified for the interest rate reduction benefit. If the auto payment feature is canceled, the rate reduction benefit is lost.

Graduate Plus Loan is a government-insured education loan designed for graduate and professional students. Students are able to defer the loan while they are enrolled at least half-time. Eligibility is not based on income. The interest rate is fixed at 8.5% for the life of the loan for loans issued after July 1, 2006.

Loan Amount: For each academic year a graduate or professional student may borrow up to the cost of attendance minus other aid.

Fees: 3% origination fee and up to 1% Federal Default Fee.