Terms of use

Copyright, Trademark and Disclosure Notice

Please read this agreement carefully before accessing this Web site. By accessing the site, you agree to be bound by the terms and conditions below. If you do not wish to be bound by these terms and conditions, you may not access or use this site.

These legal notices are subject to change without notice. You must revisit this page often to learn of changes.

Copyright
Copyright 2001, 2005 Educational Credit Management Corporation. All rights reserved. One copy of the information presented here may be downloaded so long as the information remains intact, with a copyright notice clearly visible, and is not resold or redistributed without prior written permission of the Educational Credit Management Corporation.

Trademarks
The Educational Credit Management Corporation name and logos and all related product service names are trademarks, service marks or registered trademarks of their respective owners.

Disclaimer
No warranties. This Web site is provided on an 'as is,' 'as available' basis without warranties of any kind, express or implied, including, but not limited to those of TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE or NON-INFRINGEMENT or any warranty arising from a course of dealing, usage, or trade practice. No oral advice or written information provided by Educational Credit Management Corporation shall create a warranty; nor shall visitors to the site rely on any such information or advice. Educational Credit Management Corporation makes no commitment to regularly update the information on this site.

Disclaimer of liability. The user assumes all responsibility and risk for the use of this Web site and the Internet generally. Under no circumstances, including negligence, shall the Educational Credit Management Corporation be liable for any DIRECT, INDIRECT, INCIDENTAL, SPECIAL or CONSEQUENTIAL DAMAGES, or LOST PROFITS that result from the use or inability to use the Web site and/or any other Web sites which are linked to this site. Nor shall the Educational Credit Management Corporation be liable for any such damages including, but not limited to, reliance by a member or visitor on any information obtained via the Web site, or that result from mistakes, omissions, interruptions, deletion of files, viruses, errors, defects, or any failure of performance, communications failure, theft, destruction or unauthorized access.

In states which do not allow some or all of the above limitation of liability, liability shall be limited to the greatest extent allowed by law.

Information subject to change. Any information on this Web site may include technical inaccuracies or typographical errors. Furthermore, the information may change from time to time without any notice.