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About us
We believe every student deserves access to college-and everything we do supports that belief. We tackle every challenge-from simplifying the financial aid process to helping borrowers understand and fulfill their financial obligations-with entrepreneurial passion and financial expertise.
Our business lines and services

ECMC plays a vital role in the nation’s education finance system. We are one of the country’s top 10 guaranty agencies and the U.S. Department of Education's designated provider for student loan bankruptcy services.

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News

Read the latest ECMC news, including press releases and media coverage of ECMC.

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ECMC executive leadership

Our leaders are experts in the education finance industry with a keen sense of their responsibility to the American system of higher education.

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Careers

Want to help people finance their college dreams? We want to hear from you.

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Expanding access to college since 1994
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Copyright © 2009 Educational Credit Management Corporation. All rights reserved.
I can't afford my payments, how can I lower them? Are there ways to get my loans forgiven or even canceled? I have missed several payments now what? I'm worried I won't be able to make my payment, what can I do? What if I don't pay?