Student Borrower

Whether you are planning to attend college, currently in college, or have already left school, you may have many unanswered questions. Choose the link to the left that describes where you are in the financial aid process.

  • Preparing for college
    Find useful resources that guide you through this process.
  • Need a loan
    Read information about student loan programs and apply for loans.
  • Leaving school and loan repayment
    Find out about Federal consolidation loan options and ways you can avoid student loan default.
  • In default
    Learn the consequences of default and where to find help if you need it.
  • My loan information
    View your personal loan information -- access your QuickStatement, or log on to the National Student Loan Database for Students (NSLDS).
  • Bankruptcy
    Learn about current U.S. Bankruptcy code, how bankruptcy affects your student loan, and who to contact if you have questions.
  • Ombudsman
    If you have unresolved issues regarding your ECMC student loan, our Ombudsman office is here to assist you.