Prepare to pay
With the right planning, you can successfully pay back your loans.
We offer tools and information to help you manage student loan payments.
My loans
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Understand your loans
You need to know about different loan types, who your lender is, and what is expected of you. We can help you understand what having a student loan really means.
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Loan counseling
Has your school instructed you to complete your entrance or exit counseling here? If so, ECMC's online tool can help you understand your rights and responsibilities as a student loan borrower.
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When to start paying
You can start paying anytime, even while you're in school. But once your grace period ends, you must start paying. We have all the details on getting ready to make that first payment.
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Repayment options
There's more than one way to pay back your student loans. We can help you navigate your repayment options so you can create a smart plan for repaying your student loans.
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Budgeting strategies
With a realistic budget and a smart repayment stategy, you can stay in control of your student loan payments from day one. We can help
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Working with lenders
Your lender is always there to help, but it's good to be prepared when you call. We can help you sort through the details so you can ask the right questions.
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Loan forgiveness and cancellation
Working in public service—whether teaching at an underserved school or joining the U.S. military—may erase some of what you owe. And in some cases, student loans can be canceled completely.
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