Reduce your balance without making a payment, if you qualify for loan forgiveness or cancellation.
To encourage students to pursue certain careers, the federal government has created programs that forgive some or all of a borrower's federal student loan debt. Contact your servicer(s)/lender(s) to find out if you qualify.
Certain careers in government, the military and education may qualify for loan forgiveness. This includes certain teaching jobs.
Volunteering with a qualifying entity can make a direct impact on your federal... Read more >
Each branch of military service has its own federal student loan forgiveness... Read more >
If you are a public servant and a Direct Loan Program borrower, your federal... Read more >
If you are a Direct Loan Program borrower, working for some nonprofit 501(c)(3)... Read more >
If you are a full-time teacher, you may qualify for complete cancellation of your... Read more >
If you provide child care in an eligible facility that serves a low-income... Read more >
Please first read the eligibility requirements to see if you may meet the... Read more >
False certification cancels any loan that was fraudulently originated by the... Read more >
If your school closed while you were enrolled and before you completed your... Read more >
If you attended school for less than 60 percent of the loan period, you may be... Read more >
If you become totally and permanently disabled, your student loan(s) may be... Read more >
Upon death, a borrower's remaining student loans are canceled and no future... Read more >
This loan cancellation is for survivors of public servants and other victims of the... Read more >