If you can afford it, paying off your loan(s) is one way to resolve default.
If you pay the loan(s) in full within 60 days of defaulting, ECMC will not report the default to the national consumer reporting agencies (aka credit bureaus). Once a federal student loan default is reported, it can remain on your credit report for up to seven years, even if you pay it in full.
Other reasons why paying your loan(s) in full may be a good idea are:
Contact ECMC to pay off your loan(s).
If ECMC holds your loan(s):