Preventing default

Managing your federal student loan(s) can seem overwhelming. We're here to help.

Repayment plans

There's more than one way to pay back your student loan(s). We can help you navigate your repayment options so you can create a smart plan for repaying your student loan(s).

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Postpone payments

If financial realities are making it hard to pay your student loan(s), you may be able to find relief through deferment or forbearance.

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Loan consolidation

Consolidating your loan(s) may reduce your monthly payments by combining all your loan(s) into one new loan.

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Loan forgiveness and cancellation

Working in public service—whether teaching at an underserved school or joining the U.S. Military—may forgive some of what you owe. And in some cases, such as fraud, federal student loans can be canceled completely.

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Why paying is important

We give you a realistic view of your options for staying current on your student loan(s).

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