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Public Service Loan Forgiveness

NOTE: On September 29, 2022, the Department of Education announced that FFELP borrowers who consolidate their loans on or after that date cannot obtain loan forgiveness under the Department of Education’s One-Time Student Loan Debt Relief plan (

Borrowers who believe they may qualify for one of the temporary forgiveness flexibilities described below should review and carefully consider their individual circumstances before choosing to consolidate based on the Department of Education's announcement that FFELP loans consolidated on or after September 29, 2022 will not be eligible for the One-Time Student Loan Debt Relief program.

The Department of Education has announced additional flexibilities related to the Public Service Loan Forgiveness (PSLF) and Income Driven Repayment (IDR) programs for qualifying FFELP borrowers. We are currently referring borrowers directly to the Department’s website for up-to-date information on these flexibilities at:

Department of Education Press Release

Federal Student Aid