Welcome to ECMC

We help students succeed.

Student loan basics

Understanding student loans before you borrow may improve the chance you'll successfully manage the payments after you graduate.

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Preventing default

With a realistic budget and a smart repayment strategy, you can stay in control of your student loan payments from day one.

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Resolving default

Is ECMC attempting to contact you about your federal student loan(s)? Was your tax refund withheld? If you answered yes to either of these questions, your loan(s) may be in default.

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Student loans are unlike most other debts. Chances are you will still need to repay them, even after bankruptcy. Find out how your student loan(s) is impacted by bankruptcy.

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Have a loan with a company other than ECMC?