Skip to Content

Resolving Default

If your federal student loan(s) is in default, you probably realize that it is a serious situation. However, there may be options available to you. We can help you understand which alternatives fit your personal situation. Contact us at 855-810-4922.

  • Understanding Default

    Have you received a Notice of Default? Defaulting on your federal student loan(s) is a serious matter. The federal government can seize your tax refunds. Your loan holder(s) can garnish up to 15% of your wages. The default may be reported to the national consumer reporting agencies (aka credit bureaus).

    Learn More
  • Default Repayment Plan

    Setting up a repayment plan acceptable to your loan holder(s) can protect you from some of the consequences of default, like administrative wage garnishment and withholding of your tax refunds and government payments.

    Learn More
  • Pay in Full

    Paying your outstanding loan(s) in full has advantages.

    Learn More
  • Loan Rehabilitation

    Would you like to bring your federal student loan(s) out of default? Find out if you qualify to participate in the loan rehabilitation program.

    Learn More
  • Loan Cancellation

    Federal student loans have built-in protection against things like fraud, school closings, permanent disability and death.

    Learn More
  • Loan Consolidation

    The Direct Consolidation Loan program refinances your federal defaulted student loan(s) into a new loan, with a single interest rate and repayment schedule.

    Learn More
  • Resolving Issues and Disputes

    Having a defaulted loan can create challenges. Find out about some of the most common issues and how to resolve them.

    Learn More